Kredix gives your company a single command centre for client onboarding, DebiCheck mandate submission, case management, and commission tracking — fully integrated with NuPay.
A purpose-built platform covering every touchpoint in the debt resolution journey.
Onboard clients through a guided multi-step form capturing personal details, financial information, bank accounts, and product selections. Full edit and history support.
Submit, track, and auto-sync DebiCheck mandates directly via NuPay's DebiCheck API. Real-time status updates via scheduled cloud functions.
Manage debt review, credit repair, judgment removal, and mediation cases per client with structured sub-case timelines and status updates.
Consultants see only their own commissions, scoped by their submitted mandates. Admins see the full company picture. Monthly period selector with settlement data.
Import leads via CSV, assign to agents, and track conversion through a visual pipeline. Built-in leads table with agent performance visibility.
DebiCheck mandate reports, instalment reports, transaction history, and settlement reports — all filterable by period and exportable to print.
Admin, Manager, and Consultant roles — each with scoped data visibility. Consultants only see their own clients, mandates, and commissions.
Every critical action — mandate submissions, status changes, client edits — is written to a tamper-evident audit log with timestamp, user, and entity context.
Kredix supports the full spectrum of South African debt resolution services.
Consult clients on clearing their Credit Bureau profile and improving credit scores.
Determine if a client qualifies to have their Debt Review Order removed in court.
Cancel the Debt Review order in court — single or joint applicant. Remove notifications at Credit Bureaus and the NCR.
Negotiate lower instalments and settlement discounts for up to 3 creditors.
Assess client eligibility for Debt Mediation — an alternative path to Debt Review.
For clients who do not qualify for Debt Review. Negotiate directly per creditor.
Attempt removal of paid-up Adverse listings based on Amnesty or Retention periods.
Attempt removal of paid-up Judgment listings from a client's credit profile.
Address debts older than 3 years where no legal action has been instituted.
Legal credit score improvement programme designed to fast-track profile recovery.
Use the multi-step client form to capture personal details, selected products, employment information, bank details, and payment preferences in one guided flow.
Integrated directly with NuPay's DebiCheck API. Submit the mandate in real time — the platform stores the full request, response, and product context in Firestore.
A scheduled Firebase Cloud Function polls NuPay hourly and automatically updates mandate statuses — Accepted, Rejected, Pending — without manual intervention.
Open and track sub-cases (debt review, mediation, judgment removal, etc.) per client. Each case has its own timeline and status history.
Consultants see their earned commissions for any month, pulled from actual NuPay settlement data cross-referenced against their own mandates. Admins see everything.
Full visibility across all consultants, clients, mandates, commissions, and leads. Manage team members and company settings.
Oversee consultant activity, monitor pipeline progress, and access all company data without full admin privileges.
Scoped to their own book of business. Submit mandates, manage their clients, and view only their own commissions and cases.
Get your company on Kredix and give every consultant the tools they need to close more deals, track every mandate, and earn what they're owed.